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Last updated on
Standard Interest Rates
Get even better rates on select products if you are an HSBC Premier customer, click here.
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$1+
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$10,000+
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$25,000+
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$50,000+
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$100,000+
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$250,000+
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$500,000+
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|
OFFSHORE BANK
ACCOUNT
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N/A
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%
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%
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%
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%
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%
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%
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|
SERIOUS SAVER
ACCOUNT
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N/A
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%
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%
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%
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%
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%
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%
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|
|
 |
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 |
|
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|
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$1+
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$20,000+
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ONLINE SAVER
ACCOUNT
|
N/A
|
%*
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FIXED DEPOSIT
ACCOUNTS
|
$10,000+
|
$25,000+
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$50,000+
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$100,000+
|
$250,000+
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$500,000+
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|
1 MONTH
|
%
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%
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%
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%
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%
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%
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|
3 MONTHS
|
%
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%
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%
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%
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%
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%
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|
6 MONTHS
|
%
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%
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%
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%
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%
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%
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|
1 YEAR
|
%
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%
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%
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%
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%
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%
|
|
|
|
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|
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PRODUCT
WITHDRAWN
FROM SALE1
|
$1+
|
$10,000+
|
$25,000+
|
$50,000+
|
$100,000+
|
$250,000+
|
$500,000+
|
|
30 DAY NOTICE
ACCOUNT
|
N/A
|
%
|
%
|
%
|
%
|
%
|
%
|
|
90 DAY NOTICE
ACCOUNT
|
N/A
|
%
|
%
|
%
|
%
|
%
|
%
|
|
CHEQUE DEPOSIT
ACCOUNT
|
N/A
|
%
|
%
|
%
|
%
|
%
|
%
|
|
CURRENCY SAVINGS
ACCOUNT2
|
N/A
|
%
|
%
|
%
|
%
|
%
|
%
|
|
|
|
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Please note:
- The above rates are quoted for indication purposes only and are subject to variation. For confirmation please call International Direct Banking on +441534 616000.
- Higher interest rates may be available for amounts over £250,000 (or currency equivalant). Please call for a quotation
- Interest on sterling accounts is calculated on a 365 day basis. Interest on most currency accounts (including US dollars and euro) is calculated on a 360 day basis.
- Interest rates are set according to the type of account and the amount deposited.
- Interest on the Offshore Bank Account and the Online Saver Account is paid monthly.
- *For the Online Saver account, no interest is paid on your entire balance in any calendar month you make a withdrawal. Also, no interest will be paid for any day when the balance is below the minimum balance or on any part of the balance which exceeds the maximum balance for any days on which the maximum balance is exceeded.
- Interest on the 30 and 90 Day Notice Accounts is paid half yearly in April and October.
- Interest on the Fixed Deposit Accounts is paid on maturity for terms of one year and less.
- Interest is quoted as the gross rate per annum, without the deduction of tax.**
- If funds are paid into an account after midday they will be processed the next working day at the prevailing rate.
1USD Currency Savings Account, Cheque Deposit Account, 30 and 90 Day Notice Accounts have been withdrawn from sale. Interest rates shown are for information purposes only.
2Previously known as "Instant Access Savings Account." Although this product is no longer available in GBP, US dollars and Euro, it is available in various other world currencies. Please call the above number for details.
**All interest is currently paid gross. However, if you are residing in the EU, credit interest may be subject to a retention tax. As an alternative, you could opt to have your account details reported ultimately to your local tax authority. Learn more
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